This account was set up for those people and businesses that have large balances but cannot tie up the funds for a long period of time because of liquidity needs. Rather than let those funds sit in a checking account and not earn interest we suggest this account.  With the CD Flex Account the higher the balance, the higher the interest rate earned on the account.  

A deposit of $10,000 is required to open the account.  The balance cannot fall below $2500 or there will be a service charge of $10.00 per month.  You may make six withdrawals from the account per month, three of which may be checks written to a third party.  There will be a charge of $3.00 per withdrawal in excess of six per month.