American State Bank is Merging With American Bank & Trust

American State Bank is proud to continue serving you as American Bank & Trust. While our name has changed, you can expect the same quality service from the people you know.

Here are some questions you may have, along with answers.


You can also visit American Bank & Trust now by clicking here


Do I need to change my Internet Banking login and password? Good news! Your Internet Banking credentials will remain the same. That means you can continue to use your ASB login and password while logging in to www.americanbanktrust.net.

Where do I find E-Statements? You will be able to access your e-statement through Internet Banking. Check images will also be available for viewing.

Can I still use my Check Card? Your existing card will continue to work and a new card will be sent to you upon expiration of your existing card. All account activity will be real-time. This allows you to see the most current information on your account transactions.

What should I do with my existing Check Blanks? You may continue to use your current check supply. When you re-order your check supply in the future, please make sure that your check vendor has the new bank name and routing number information printed on your new checks (American Bank & Trust, Routing #091407175).

What number can I call for Telephone Banking? Our new telephone banking number effective May 19th will be 1-866-539-0280, which provides you with transaction history, account balances, and the ability to transfer money.

Are there additional services available to me? Mobile Banking/Mobiliti and POP Money which allows you to access your bank accounts, transfer money, pay bills and people using your mobile phone.

How are my accounts insured through FDIC Insurance? As a result of this merger, all accounts of American State Bank will become accounts of American Bank & Trust as of May 19, 2014. FDIC insurance generally covers depositors' accounts in any bank up to $250,000.00. Therefore, if, as a result of this merger transaction, you will have funds on deposit at American Bank & Trust in excess of $250,000.00, you should pay particular attention to this paragraph. In accordance with Section 8(q) of the Federal Deposit Insurance Act, in merger transactions where the deposits of one financial institution are transferred to another financial institution, separate insurance on the transferred deposits will continue for six (6) months after the date of transfer, or, in the case of time deposits (certificates), the earliest maturity date after the expiration of the six (6) month period. In other words, if the transfer of your deposits from American State Bank to American Bank & Trust causes your deposits to exceed $250,000.00 at American Bank & Trust, your deposits in excess of $250,000.00 will be insured by the FDIC for six (6) months from the date the merger transaction takes effect, or, in the case of time deposits, the earliest maturity date after the six (6) month period.