Residential Loans - ASB home

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Now that the snow has cleared and the first flowers of spring are poking through the soil, it's time to take stock of your home's condition. Is your roof Leaking? Are there cracks in your driveway? Will your cooling system make it through another warm season? Once you answer these questions, come to us for the answers to your financing needs.

Are you tired of paying rent? Why make someone else’s payment for them when a little help from American State Bank you can own a home.

A full range of home loan products are available. Loans up to 95% of purchase price are available for those that meet the qualifications.

Programs for “first time homebuyers” are available through South Dakota Housing Development Authority (certain restrictions apply). Some of these are accessible with no down payment.

Equity in your home can provide you with either a line of credit to access as needed (American DreamLine Home Equity Line) or a conventional equity loan.

Mobile home loans are available.

If you are looking at purchasing, building or even remodeling a home, stop in and talk to Brad Curtis, our home loan specialist.

Brad Curtis Email

Adobe Acrobat Reader is required to view and print this loan application form. This is a FREE downloadable application. Click here to download Adobe Acrobat Reader. If you already have Adobe Acrobat Reader, simply click on the below link. Homeowner Pre-Qualification Loan Form